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© Copyright 2016. Trakas Financial.  Investment Advisory Services offered through Virtue Capital Management (VCM), an SEC Registered Investment Advisor. Trakas Financial and VCM are independent of each other.

FINANCIAL PLANNING | WEALTH MANAGEMENT | RETIREMENT PLANNING | INCOME PLANNING

Proper Planning for Your Financial Future

 

 

 

 

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Charles "Chick" Trakas, founder of Trakas Financial, believes one of the greatest values he brings to his clients is being an independent advisor. "Whether it's an investment or a life insurance policy, being independent allows me to search the marketplace for the best product to fit each client's needs," he says. "This independence widens the range of solutions for my clients."

 

A lifelong resident of Delaware, Trakas spent several years in the corporate world before starting his own company. In an effort to provide his clients with a complete array of investment and financial options, he acquired his Series 65 securities license and is licensed to sell insurance in  Delaware, Maryland, Pennsylvania, Virginia, New Jersey, New York .

 

"My clients like knowing they have someone who is not tied to a particular fund group or insurance company," he explains. "Every client is unique and has individual needs. We look for solutions that get as good a return as possible, with the lowest fee, for every individual."

 

Trakas' primary objective is to help people protect the assets they've worked so hard for.

"I know, beyond a shadow of a doubt, that I've been able to do that," he says. "It's pretty rewarding to be able to give people the sincere, honest advice they need."

 

And whether they are low-risk-seeking clients getting close to retirement or those looking for the potential for higher returns, he is confident he can create a plan that serves their goals. His affiliation with Virtue Capital Management, for example, gives him access to numerous investment and portfolio options.

 

When not helping people secure their financial futures, Chick enjoys spending time with his wife of more than 20 years, and children. An avid waterfowl hunter, he also likes boating and golf.

 

Meet Our Founder, Charles "Chick" Trakas

FINANCIAL PLANNING | WEALTH MANAGEMENT | RETIREMENT PLANNING | INCOME PLANNING

EMAIL CHICK HERE

The Financial Services That We Provide

We want to get to know you in order to help you make the best decisions possible. As a firm, our focus is to understand your goals and develop a plan to reach them.  At Trakas Financial, we analyze, assess, and compare every option available to us to come up with a plan tailored specifically for you, not a cookie-cutter strategy. This approach puts us in a unique position to provide the best possible scenarios and solutions in our quest to open every door available for your financial future.

Retirement Planning

We start by analyzing your retirement goals and looking at every avenue that can provide you with a secure retirement income. Stocks, bonds, mutual funds, real estate, debt, tax implications, cash flow (income and expense) current life insurance and annuity policies, and defined-benefit plans (e.g. social security, traditional pensions) will all be analyzed on your behalf.

 

Estate Planning

We will assist you in developing a comprehensive plan to pass your assets on to future generations.  We work closely with local law firms and CPA's to discuss wills, trusts, beneficiaries, powers of attorney and other documents in an effort to maximize the value of your estate while reducing taxes and other expenses.

 

Annuities

Should you consider investing in an annuity? If so what type? Fixed annuity, variable annuity, fixed indexed annuity?  One of the keys to annuities is to invest in the ones that work the best for you and your family.  We work with over 30 insurance carriers that provide many different types of annuities to help our clients reach their goals.

 

 

Life and Health Insurance

Insurance is a key component of financial planning. Our licensed life and health insurance agents will help you decide the right type and coverage for your insurance policies. There are many life insurance policies available today that  not only offer a death benefit when you pass but can be used to withdraw tax free income in retirement or pay for long term care.

 

Individual Retirement Accounts

IRAs are tax-deferred or tax-free ways of saving for retirement. You can choose from traditional IRAs, Roth IRAs, and 401k rollover options. We have products from hundreds of providers to help you select the type of IRA that best fits your needs.

 

Saving and Cash On Hand

Emergencies and urgent circumstances may require access to additional funds. As part of our service, Integrity will analyze your individual, marital and family situation and advise you on the best cash management plan to maximize your investment dollars while maintaining sufficient cash on hand.

 

Bonds Brokerage Accounts Educational IRA Traditional IRA    Roth IRA SEP IRA

Simple IRA Fixed Annuities  Fixed Indexed Annuities Variable Annuities Life Insurance

Long Term Care Alternatives Fee Based Portfolio Management Wills Trusts Livings Wills

Powers of Attorney for Health Care and Finances

 

Retirement Investment Management 401K Planning and Rollover 403B Planning and Rollover

Retirement Income Planning Charitable Legacy Planning Estate Tax Planning

Family Wealth Transfer Small Business Pension Planning Portfolio Management

Income Tax Preparation Legal Document Preparation

 

 

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Solutions For New Heights of Success

At Trakas Financial , we pride ourselves in having a vast arsenal of expertise on virtually every financial sector available. With unique programs from Social Security and College Planning to our proprietary Stop Loss investment models, we have the knowledge and tools it takes for you to succeed in today's financial marketplace and on into your retirement years. A few of these unique programs are listed below. Please contact us for more information on any or all of these great offerings.

The 401kPlanPro Solution

The 401kPlanPro is a personalized and comprehensive program designed to help investors make informed decisions with their company-sponsored retirement plans such as as 401(k), 403(b) and 457. The 401kPlanPro includes a unique Buyline® feature that offers quarterly buy/sell recommendations and more. It's quick, it's simple and helps you maintain complete control of your assets. Contact us today to learn more about this program.

Visit the 401k Optimizer website by clicking here.

 

Stop Loss Portfolios

Mitigate risk and achieve the growth you need with our Stop Loss Models. The goals of these portfolios are simple: One, achieve full diversification across all U.S. equity sectors. Two, help remove the emotional aspect of investing. Three, limit downside risk and participate during a market recovery. Contact us today to learn more about this program.

 

College Planning

College is expensive and the price keeps going up. What’s more, parents are earnestly seeking out advice on how to best position their finances to qualify for the maximum amount of aid while still being able to pay their share of the cost. We can help.

 

 

 

Annuities 101 Program

Should you consider investing in an annuity? If so what type? Fixed annuity, variable annuity, fixed indexed annuity? One of the keys to annuities is to invest in the ones that work the best for you and your family. We work with over 30 insurance carriers that provide many different types of annuities to help our clients reach their goals. Contact us today to learn more about this program.

 

Social Security

According to the U.S. Social Security Administration, there are approximately 5.5 million Americans qualifying for Social Security benefits every year. Social Security (SS) is one of the few remaining sources of lifetime, inflation-adjusted income available today, and it can play a very important role in a retirement income plan. Contact us today to learn more about this program.

 

More Choices

Other areas of expertise include: Estate Protection and Planning, Pension Maximization, Business/Asset Protection, Family Protection, Succession/Exit/and Transition for Business Owners, Executive/Group Benefits (Qualified and Non Qualified Plans), Extensive College Planning Networks and More. Call us today to find out more about these programs and others.

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Contact us here anytime or feel free to gives us a call.

We look forward to getting to know you and help you with proven methods and ideas now and into your financial future.

Contact Us Here Anytime.

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FINANCIAL PLANNING | WEALTH MANAGEMENT | RETIREMENT PLANNING | INCOME PLANNING

www.trakasfinancial.com | 302-449-9045

BALANCED FINANCIAL ADVICE.

www.trakasfinancial.com | 302-449-9045

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Trakas Financial. and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Charles Trakas is an investment advisor with Virtue Capital Management, LLC.  Investment Advisory Services offered through Virtue Capital Management, LLC; an SEC registered investment advisor. Trakas Financial is independent of VCM.

BALANCED FINANCIAL ADVICE.

www.trakasfinancial.com | 302-449-9045

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Trakas Financial. and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Charles Trakas is an investment advisor with Virtue Capital Management, LLC.  Investment Advisory Services offered through Virtue Capital Management, LLC; an SEC registered investment advisor. Trakas Financial is independent of VCM.

BALANCED FINANCIAL ADVICE.

www.trakasfinancial.com | 302-449-9045

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Trakas Financial. and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Charles Trakas is an investment advisor with Virtue Capital Management, LLC.  Investment Advisory Services offered through Virtue Capital Management, LLC; an SEC registered investment advisor. Trakas Financial is independent of VCM.

BALANCED FINANCIAL ADVICE.

www.trakasfinancial.com | 302-449-9045

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Trakas Financial. and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Charles Trakas is an investment advisor with Virtue Capital Management, LLC.  Investment Advisory Services offered through Virtue Capital Management, LLC; an SEC registered investment advisor. Trakas Financial is independent of VCM.

BALANCED FINANCIAL ADVICE.

www.trakasfinancial.com | 302-449-9045

All written content on this site is for information purposes only. Opinions expressed herein are solely those of Trakas Financial. and our editorial staff. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Charles Trakas is an investment advisor with Virtue Capital Management, LLC.  Investment Advisory Services offered through Virtue Capital Management, LLC; an SEC registered investment advisor. Trakas Financial is independent of VCM.